Savings and Investments
Investing for the future is a big decision. Savings can be for a specific purpose, like paying for your children’s education or paying off your mortgage early. You may just want to build up a “rainy day fund” that can help you deal with unexpected costs or finance some home improvements, or you may already have a lump sum that you want to put aside for the future.
There are a lot of different products and options out there and it is easy to get overwhelmed. Neiland Financial Services will analyse your current situation, your growth/income expectations and advise you on what investment vehicle will best suit your needs going forward.
In accessing your needs, we will look at the following:
Your investment experience: Do you have any previous experience as an investor
Your investment goals: do you want your capital to be fully secure or do you want to take a risk for potentially higher returns.
What kind of access do you need to your money: Some products offer immediate access while others may lock up your money for a particular period
Your investment term: Some products may be suitable for short-term investment, while others may require you to take a longer-term view
Your attitude to investment risk: Some products may guarantee to return your full investment while others may involve a risk of getting back less than you put in.