Financial planning sits at the heart of everything we do for clients. Our comprehensive financial planning service will provide clarity, comfort and a realistic long-term plan to help you meet your goals and answer those ‘big’ financial questions.
Protection should be the foundation of any good financial plan. Ensuring that your income is protected and that your family have the security of a replacement income in the event of death, illness or disability.
Everyone’s retirement plans, needs and ambitions are different. Therefore there is a broad range of pension options which we will help you to make sense of. Each option is designed to help make your retirement planning as straight forward, effective and financially rewarding as possible.
Investments and Savings
The process starts with finding out about you and your investment goals: how long you want to invest for, what is the money required for, have you provided for short / medium / long term financial needs, etc. We then make specific investment recommendations for your particular requirements.
Dealing with life’s ‘big’ financial questions
Are all my dependants adequately provided for in the event of serious accident, illness to or mortality for myself?
Will they have enough income to maintain their current standard of living?
When can I retire? Can I retire early and still have adequate income in retirement?
Is there a risk we will run out of money at some stage?
Am I being tax efficient in both my current affairs and in estate planning?
Am I paying too much for the financial products I hold? Do I have unnecessary policies which I no longer require?
Am I getting an acceptable return from my investments taking into account the level of risk I am running?